Manage Your Holiday Spending
The holidays are here and shopping expenses can be challenging to keep track of and under control because life happens, and unexpected purchases can come out of nowhere. Join us as we tackle keeping your shopping spending down.
Why It’s Important
Unlike housing and other fixed expenses, shopping costs aren’t always predictable or easy to keep under control. Last-minute needs may pop up, or you decide to splurge on an irresistible sale. You may not know how to track those expenditures regularly and accurately, let alone stay within a set amount each month. Uncontrolled shopping habits can lead to big-budget problems or cause you to take on more consumer debt that you don’t need.
The first way to start shopping smarter is to know what you need to buy versus what you want to buy, and keep track of it!