1. Download a savings code finding app
Online retailers routinely publish money-saving codes, but seeking these codes can take a long time. Downloading and using a targeted app will help you find the best codes, saving you money in the process.
2. Buy discount gift cards and use them online
Several websites sell gift cards at a discount, and buying them could save you 10%, 20%, or even 30% or more. You can even purchase online gift codes that can be used at your favorite retail websites and make your dollars go that much farther.
3. Shop with your accumulated credit card points
If you have credit card rewards, you may get more bang for your buck by using them online. Look for special offers that let you use points in exchange for additional discounts and savings.
4. Research price protection policies
Speaking of credit cards, the plastic in your wallet may provide additional protection against future price drops, so check out those programs and sign up. In addition, you could get money back via statement credit or cold hard cash should the price of your purchased items fall later on.
5. Abandon your cart
Retailers have a vested interest in having you complete your purchases, and they often reach out with additional enticements to close the deal. Adding items to your cart and then abandoning the proposed purchase could get you those extra savings.
6. Become a new customer
When you visit a new online retailer for the first time, you may see offers designed for first-time customers. It could be a free shipping offer, a percentage off in exchange for your email address, or even a gift with purchase. Being new has its perks, so take the retailers up on their special offers.
7. Avoid shipping fees
Shipping fees can significantly increase the amount of money you spend at an online store. That’s especially true if you only need a few inexpensive products that don’t add up to the free shipping minimum. Try group shopping—going in on an online order with friends, family members, or neighbors to eliminate shipping costs.
8. Sign up for the loyalty club or program
Most grocery stores and online stores offer loyalty programs. If joining the store’s reward club requires opening a credit card, this could adversely affect credit scores, so be cautious. You may have to pay a premium for some, but many are free to join. By signing up, you’ll receive members only discounts that automatically get deducted at checkout. Wouldn’t it be nice to get free shipping on your purchases?
9. Check out resellers for cut-rate deals
Resellers are popular online outlets, and finding them could save you a lot of money. Some resellers specialize in returned and refurbished merchandise, while others focus on overstocks or slightly damaged goods. Just be sure you understand the guarantees and refund policies of these resellers; they are likely to be more restrictive than those of traditional online retailers.
10. Add items to your wish list
If you have time to spare, try adding the stuff you want to an online wish list. Many retailers will reach out when prices drop, enticing you to purchase your wished-for items and saving you money in the process.